Kevin Silva

How To Determine When It’s Time To File For Social Security Disability Benefits

You may find it harder to work than you once did if you have been in the workforce for a few decades. This does not mean you are disabled, but at what point do you make the transition from work is difficult to work is impossible? Knowing when it is time to file for social security disability benefits will make the entire process go more smoothly. You Have Sustained a Significant Injury that Has Left You Disabled Read More 

What You May Not Know About Chapter 13 Bankruptcy

Dealing with your financial issues takes time, patience and planning. One option you have for dealing with your climbing debt is to file Chapter 13 bankruptcy. By gathering some additional information, you may discover that this debt relief option is the best choice for handling you climbing debt. Lien Removal With Chapter 13 bankruptcy, you make a plan with a lawyer and a trustee to pay back your creditors. However, this repayment plan can become harder if you have to pay back liens or second mortgages on your home. Read More 

Don’t Let Divorce Turn You Into The Grinch This Holiday Season

When you're going through a divorce, the last thing you want to think about is the holidays. Thinking of holidays past or potential separations from your children is enough to leave you feeling like the Grinch. However, before you allow your situation to turn you into a green Dr. Seuss character, take time to learn some coping mechanisms for the holidays. Yes, navigating the holidays will be a bit difficult with a pending divorce looming over your holiday cheer, but you can get your " Read More 

3 Ways To Help Your Spouse Immigrate To The United States

Having to live in an entirely separate country from your spouse can be really devastating. Fortunately though, there are a wide variety of different things that you can to do help them successfully immigrate to the United States.  1. Apply For A Green Card  In order to be able to legally reside in the United States, your spouse is going to need to obtain a green card. However, before your spouse can acquire a green card, you first will need to submit an immigrant visa petition on their behalf. Read More 

3 Things a Lender Must Do Before Foreclosing on Your Home

Are you behind on your mortgage? You're not alone. Many homeowners fall behind on their mortgages, often because of unexpected events like a serious injury or illness or even a job loss. Falling behind on a mortgage can be an extremely stressful situation. You may be worried about your credit and whether you may even lose your home. Most lenders ultimately don't want to foreclose. Usually, they'd prefer to find a solution where you can catch up on your mortgage. Read More